Information & Articles

Debt Settlement

Consumer Protection

Understanding The FCRA And Your Rights

WHAT IS THE FAIR CREDIT REPORTING ACT? The Fair Credit Reporting Act (“FCRA”) (1) was enacted by congress in 1970 with the goal of protecting consumers from inaccuracies, unfair reporting practices, and privacy breaches by credit reporting agencies.  The...

Credit Score

Fair Credit Reporting Act Enforcement

The Fair Credit Reporting Act (“FCRA”) is a federal law that was created to protect you from unfair, inaccurate, or irresponsible credit reporting by Credit Reporting Agencies (“CRAs”).  The FCRA also helps protect your confidential information from being used.  Our...

Debt Collection - Garnishment

Wage Garnishment During a Debt Settlement Program

Wage garnishments are extremely rare in debt settlement programs. Here are some things to know about them and how we resolve them when they happen. WHAT IS WAGE GARNISHMENT? A wage garnishment is a legal proceeding through...

Fair Debt Collection Practice Act

If you are having financial troubles, there is a good chance that you are having to deal with debt collectors.   We can help you if you are being unlawfully harassed or threatened by a debt collector....

Understanding Federal Rules of Wage Garnishments

Understanding Wage Garnishments Under Title III of the Consumer Credit Protection Act. The Consumer Credit Protection Act (CCPA) puts restrictions on the amount of wages an employer can withhold from a person’s earnings in response to a wage garnishment...

Debt Settlement Program

Wage Garnishment During a Debt Settlement Program

Wage garnishments are extremely rare in debt settlement programs. Here are some things to know about them and how we resolve them when they happen. WHAT IS WAGE GARNISHMENT? A wage garnishment is a legal proceeding through...

Tax Implications During a Debt Settlement Program or Bankruptcy

Deb settlement programs and bankruptcy may have significant implications for your tax situation. HOW MAY A DEBT SETTLEMENT PROGRAM IMPACT YOUR TAXES? A debt settlement program can get a debtor out of debt fast and save them...