Information & Articles

Bankruptcy

Taxes

The Challenges of Bankruptcy with Your Taxes

HOW BANKRUPTCY MAY IMPACT YOUR TAX SITUATION? Filing for bankruptcy may have an impact on your taxable income. However, the extent of that impact will depend on your personal circumstances and the type of bankruptcy you file...

Debt Consolidation

Consolidation Loans

Debt Settlement vs Debt Consolidation 

Debt Settlement and Debt Consolidation are two different solutions to a similar problem. Anyone facing large amounts of debt, is under a seemingly insurmountable level of pressure.  Not only getting out of the debt seems daunting, but...

Debt Settlement

Consumer Protection

Understanding The FCRA And Your Rights

WHAT IS THE FAIR CREDIT REPORTING ACT? The Fair Credit Reporting Act (“FCRA”) (1) was enacted by congress in 1970 with the goal of protecting consumers from inaccuracies, unfair reporting practices, and privacy breaches by credit reporting agencies.  The...

Credit Score

Fair Credit Reporting Act Enforcement

The Fair Credit Reporting Act (“FCRA”) is a federal law that was created to protect you from unfair, inaccurate, or irresponsible credit reporting by Credit Reporting Agencies (“CRAs”).  The FCRA also helps protect your confidential information from being used.  Our...

Debt Collection - Garnishment

Wage Garnishment During a Debt Settlement Program

Wage garnishments are extremely rare in debt settlement programs. Here are some things to know about them and how we resolve them when they happen. WHAT IS WAGE GARNISHMENT? A wage garnishment is a legal proceeding through...

Fair Debt Collection Practice Act

If you are having financial troubles, there is a good chance that you are having to deal with debt collectors.   We can help you if you are being unlawfully harassed or threatened by a debt collector....

Understanding Federal Rules of Wage Garnishments

Understanding Wage Garnishments Under Title III of the Consumer Credit Protection Act. The Consumer Credit Protection Act (CCPA) puts restrictions on the amount of wages an employer can withhold from a person’s earnings in response to a wage garnishment...

Debt Settlement Program

Wage Garnishment During a Debt Settlement Program

Wage garnishments are extremely rare in debt settlement programs. Here are some things to know about them and how we resolve them when they happen. WHAT IS WAGE GARNISHMENT? A wage garnishment is a legal proceeding through...

Tax Implications During a Debt Settlement Program or Bankruptcy

Deb settlement programs and bankruptcy may have significant implications for your tax situation. HOW MAY A DEBT SETTLEMENT PROGRAM IMPACT YOUR TAXES? A debt settlement program can get a debtor out of debt fast and save them...

Statute of Limitations

Debt Collection-Credit Card Debt Collection

Statute of Limitations for Unpaid Debts

Statutes of limitations are established to protect debtors from being exposed to debt collectors or creditors for a specific length of time and prevent those debtors from being exposed to legal actions for old debts. What Is...

Fair Debt Collection Practice Act

If you are having financial troubles, there is a good chance that you are having to deal with debt collectors.   We can help you if you are being unlawfully harassed or threatened by a debt collector....